Central Bank Rate: 2.40%
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Loan Apps Saint Lucia

13 Verified Lenders • From 7.0% APR

Central Bank Rate 2.40%
Inflation Rate 0.70%
GDP/Capita XCD 32,000
Average Monthly Salary XCD 2,000
Income Tax Rate 30.0%
Average Property Price XCD 500K
Unemployment Rate 10.9%

Loan Types Available

Personal Loans

Interest Rate 7.00% - 13.00%
Loan Amount XCD 500 - 50K
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Business Loans

Interest Rate 6.00% - 16.50%
Loan Amount XCD 10,000 - 500K
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Student Loans

Interest Rate 5.00% - 8.00%
Loan Amount XCD 1,000 - 30K
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Mortgage Loans

Interest Rate 2.00% - 14.00%
Loan Amount XCD 50,000 - 1,000K
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Auto Loans

Interest Rate 4.75% - 10.00%
Loan Amount XCD 5,000 - 100K
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General Requirements

Age Requirements

18 - 70 years

Residency

Not Required

Credit Score System

FICO

Minimum Down Payment

5.0%

Top Lenders

Unicomer (St. Lucia) Limited

4.7
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Term Finance (St Lucia) Limited

4.7
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FastCash Limited

4.4
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Simpson Finance (St. Lucia) Limited

4.2
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James Belgrave Micro Enterprise Development Fund Incorporated (BELFUND)

4.1
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1st National Bank

3.9
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Loan Calculator

Monthly Payment XCD 890
Total Cost XCD 10,680
Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews